Contractors’ Insurance – Bespoke

We offer the facility to create your own package of insurance depending on your exact needs.

Our bespoke service allows you to set the limits of the insurances you need, creating the perfect cover for your business. These include:

  • Public Liability
  • Professional Indemnity
  • Employers Liability
  • Contents – including computer breakdown
  • Contents – all risks
  • Business Interruption – Gross Income
  • Group personal Accident and Sickness
  • Directors’ and Officers’ Liability

Contractors’ Insurance – Package

The package option offers a fixed selection of policies and limits for a fixed premium. Just send us an email.

Our small contractors package provides fixed limits on a variety of our insurance products available. This has been carefully designed to meet the needs of those requiring a basic combined solution at a fixed premium.

At the stage of entering your business details, our system will tell you if you are eligible for this package based on the criteria you have provided.

Limits afforded under the package option include:

  • Public Liability
  • Professional Indemnity
  • Employers’ Liability
  • Contents – All Risks
  • Business Interruption – Gross Income
  • Group Personal Accident and Sickness
  • Directors’ and Officers’ Liability (Optional)

Legal Defence Insurance

Designed as an important feature to a contractor’s commercial insurance package. We can help in providing cover against a broad range of legal risks associated to any company or sole trader. Our multiple option approach has been developed to cater for scenarios where you can get the right expert legal advice and protection required.

Indemnity

Contract Indemnity Insurance – Soon to be launched.

Contractors operating outside IR35 are now being asked to sign an indemnity incase activities engaged outside the said contrat may affect the client and the ability to defend a HMRC investigation. 

This new policy will offer such indemnity on behalf of the contractor.

Project Insurance

Project insurance – Soon to be launched.

It is designed to not only budget for the job to be undertaken but it has a start date and a finish date and therefore enhances the case that you are an independent contractor.  An employment contract does not have an end date whereas project insurance needs to be purchased for each project being undertaken. 

Prior to starting a contract seek a quote and include the costs within your invoice.