About us

Home >  About us
Randell Dorling Limited (RDL) was formed in 1998 as an associated company of Blackmore Borley Limited (BBL), a Financial Conduct Authority (FCA) registered Lloyd's Broker, to implement the first online insurance facility specifically aimed at the needs of self-employed contractors. The original scheme was unique to members of The Association of Independent Professionals and the Self Employed (IPSE), formally the Professional Contractors Group (PCG), and included Professional Indemnity, Employers Liability, Public Liability and Equipment Insurance in a single package. 
 
RDL has evolved over time into an independent, FCA regulated , Limited company, still working exclusively on behalf of the members of the IPSE. We offer additional products such as Worldwide Portable Equipment, Business Interruption, Personal Accident and Directors and Officers Insurance, and have specialist schemes set up for people working in the Oil and Gas Industry (onshore and offshore), Railway Workers, Aircraft Engineers, as well as our original schemes for IT Contractors, Engineers, Management Consultants and Finance Professionals. 
 
Our objective is to provide the most comprehensive, cost effective insurance for independent professionals and self-employed contractors. 
 
We monitor and predict the changing needs of our clients and develop our schemes to provide appropriate cover in their changing circumstances.

Our service is web based but we remain open and available to our clients on the phone to discuss their insurance needs and concerns. 
If you have any enquiries please phone us on 020 7929 5454.
 
If you are ready to sign up, then please click on 'Get a quote' in the top right hand corner.

If you are not a member of the IPSE or do not want to renew your membership, we can still facilitate your insurance requirements. Please click on the logo below to direct to our associated company Warranty and Indemnity Limited (W&I) or call us on 0207 621 3747.
 
 
If our schemes are not right for you we can still help you arrange the right insurance via our associated company, Blackmore Borley Limited (BBL), which is a Lloyds Insurance Broker specialising in Professional Indemnity. Please click on the logo below to find out more about Blackmore Borley.
 
 
With a proactive attitude and the capacity to think "outside the box", we as a group can offer our clients alternative solutions, while maintaining traditional values and exceptional service.

Contact Us

Home >  Contact Us

Address: Randell Dorling Limited, 37-39 Lime Street, London EC3M 7AY

Telephone: 0207 929 5454

Email: info@randelldorling.co.uk

Please use the form below if you wish to email us at Randell Dorling Limited and someone will reply to you as soon as possible

  • Name:
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Our Products

Home >  Our Products
Professional Indemnity Insurance

What is Professional Indemnity Insurance?

Companies have a "duty of care" to their clients to provide a professional service in a "fit and proper" manner. Professional Indemnity Insurance (PI) insures you against the allegation or indeed the breach of that “duty of care”.  Any legal costs and resulting liability are insured by this policy, subject to terms and conditions.
 
The limit of Professional Indemnity Insurance is in the aggregate and includes costs and expenses.  The selected Professional Indemnity limit is the maximum amount that you may claim from one or numerous claims in any one policy year.  If you wish to change the limit basis to "Any One Claim", please choose the bespoke policy options when requesting your Professional Indemnity Insurance quote online.
 
The standard cover provided is Worldwide excluding USA / Canada. If you would like to extend the Professional Indemnity Insurance policy to cover work carried out in the USA / Canada or under USA / Canada jurisdiction, please choose the bespoke policy options when requesting your Professional Indemnity Insurance quote online.​

Professional Indemnity Insurance is written on a ‘Claims Made’ basis. Please see our FAQs for a definition of ‘Claims Made’.

Our Professional Indemnity Policy Wordings vary depending on the nature of the company's business. 

If your company operates within the IT sector, please click here to view the Policy Wording.

If your company operates within the Engineering, Oil and Gas or Aviation sectors, please click here to view the Policy Wording.

If your company operates within the Admin, Secretarial and Languages, Forensic Practitioners and Experts, Management Consultancy, Media, Publishing and Design or Marketing sectors, please click here to view the Policy Wording.

If you already have a policy with us and would like to view the Professional Indemnity Policy Wording, please refer to your Policy Schedule and match the technical name to one of the below:

6627 WD-PIP-UK-TEC (1)

5997 WD-PIP-UK-SP1 (2)

5998 WD-PIP-UK-SP (4)

Similarly, if you would like us to send you a copy of any policy documents please let us know and we will do so.

Get a Professional Indemnity Insurance Quote

To get a quote for Professional Indemnity Insurance, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk
 
Public and Product Liability Insurance

What is Public and Product Liability Insurance?

Product and Public Liability Insurance would indemnify the company against their legal liability as a result of death of, or bodily injury to, third parties or damage to their property arising out of the course of your business.

The standard cover provided is Worldwide excluding USA / Canada. If you would like to extend the policy to cover work carried out in the USA / Canada or under USA / Canada jurisdiction, please choose the bespoke policy options to request this extension.

For more information on our Public Libaility Insurance and Product Liability Insurance policy, please click here to review the Policy Wording.

Get a Product and Public Liability Insurance Quote

To get a quote for Product and Public Liability Insurance, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk
 
Please be aware that Product and Public Liability can only be purchased in conjunction with Professional Indemnity Insurance.
Employers' Liability Insurance

What is Employers' Liability Insurance?

Employers' Liability Insurance is a statutory requirement within the United Kingdom, as detailed in The Employers' Liability (Compulsory Insurance) Regulations 1998. Failure to comply with this legal requirement constitutes trading illegally and could result in potential prosecution and considerable fine for each day the company is in breach.

Employers' Liability Insurance is provided on a legal liability basis and is for a minimum limit of GBP 5,000,000 per occurrence which is in line with the statutory minimum.

For more information on our Employers' Liability Insurance policy, please click here to review the Policy Wording.

Get an Employers' Liability Insurance Quote

To get a quote for Employers' Liability Insurance, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk

Please be aware that Employers' Liability Insurance can only be purchased in conjunction with Professional Indemnity Insurance.

Office Contents Insurance

What is Office Contents Insurance?

Office contents such as computers and office furniture can be expensive and difficult to replace, so adding Business Contents Insurance to your policy can give peace of mind that your office equipment is protected. Please note the cover is UK only.

Please also note that unless otherwise endorsed, your home owners policy will not cover office equipment and/or computers owned by the company.  It is more cost effective to purchase Business Contents Insurance via your company than to endorse the Business Contents Insurance onto your personal home insurance.

This Office Contents Insurance cover has an excess of £150.

For more information on our Office Contents Insurance policy, please click here to review the Policy Wording.

Get an Office Contents Insurance Quote

To get a quote for Office Contents Insurance cover, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk

Please be aware that Office Contents Insurance can only be purchased in conjunction with Professional Indemnity Insurance.

Portable Equipment Insurance

What is Portable Equipment Insurance?

Portable Business Equipment Insurance offers cover for accidental loss, theft or damage to laptops, mobile phones and other portable equipment.

Please note that unless otherwise endorsed, your home owners policy will not cover business equipment and/or computers owned by the company.  It is more cost effective to purchase portable equipment insurance via your company than to endorse the portable equipment insurance, or laptop insurance, onto your personal home insurance.

This Portable Equipment insurance has an excess of £150.

For more information on our Portable Equipment Insurance policy, please click here to review the policy wording.

Get a Portable Business Equipment Insurance Quote

To get a quote for Portable Business Equipment Insurance, including Laptop Insurance, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk

Please be aware that Portable Business Equipment Insurance can only be purchased in conjunction with Professional Indemnity Insurance.

Business Interruption Insurance

What is Business Interruption Insurance?

Business Interruption Insurance offers cover for financial loss as a result of a business interruption normally arising from a physical loss or damage to property. If you were unable to operate from your work premises, Business Interruption Insurance will help you get up and running somewhere else.

Business Interruption must be bought in conjunction with our Office Contents Cover and cannot be sold separately.

This Business Interruption cover has an excess of £0.

For more information on our Business Interruption Insurance policy, please click here to read the Policy Wording.

Get a Business Interruption Insurance Quote

To get a quote for Business Interruption Insurance, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk

Please be aware that Business Interruption can only be purchased in conjunction with Professional Indemnity Insurance and Office / Portable Equipment Insurance.

Personal Accident Insurance

What is Personal Accident Insurance?

This Personal Accident Insurance policy is a Death and Capital benefits policy which pays compensation when an ‘insured event’ results from a sudden, unexpected, unusual, specific event which occurs at an identifiable time and place, but shall also include exposure resulting from a mishap to a conveyance in which the assured is travelling. Essentially, this Personal Accident cover is an amount of compensation payable in the event of death or defined bodily injury caused by something which is not already pre-existing or a long term illness, for example a sudden heart attack or car crash.

When requesting a Personal Accident Insurance quote, please select the limit required as a benefit in the event of the insured person suffering accidental bodily injury or related medical expenses.
 
Personal Accident cover has no excess.

For more information on our Personal Accident Insurance policy, please click here to review the Policy Wording.

Get a Personal Accident Insurance Quote

To get a quote for Personal Accident Insurance, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk

Please be aware that Personal Accident Insurance can only be purchased in conjunction with Professional Indemnity Insurance.

Directors' and Officers' Insurance

What is Directors' and Officers' Insurance?

Directors and Officers have a duty of care to run the company in a “fit and proper” manner and it is the allegation that they have failed to do so that we are insuring under the Directors’ & Officers’ Insurance policy.  Directors and Officers with their management responsibilities have an unlimited personal liability for their actions/in actions and are not protected by the limited status of the company.

Claims can also be brought by clients, consumers, competitors, suppliers and government organisations. In the event of a claim, if the company were to go into liquidation, the Directors and Officers may not have the personal assets to cover the resulting liabilities and enormous defence costs, hence this Directors' and Officers' Insurance policy.

This Directors’ and Officers’ Insurance Policy has an excess of £0. Please note, this cover is only available to you if your company has been trading for two years or more.

For more information on our Directors' and Officers' Insurance policy, please click here to read the Policy Wording. 

Get a Directors' and Officers' Insurance Quote

To get a quote for Directors' and Officers' Insurance cover, please click here to apply online, or similarly contact us on 0207 929 5454 or email info@randelldorling.co.uk

Please be aware that Directors' and Officers' Insurance can only be purchased in conjunction with Professional Indemnity Insurance.

Depending on your circumstances, this cover may not be available when applying online. If you would like to discuss this further, please do not hesitate to contact us.

FAQS

Home >  FAQS
Is my profession eligible for Randell Dorling Limited Business Insurance?
Please check our list of Industries and Professions on the Get a Quote page to see if we already list your profession. If you cannot find your profession on the list or you would prefer to specify your exact job title, please contact us to discuss your requirements. We may still be able to offer you a quotation.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
What is Professional Indemnity?

Professional indemnity business insurance protects you for sums you may have to pay as compensation to your clients because of problems with your work. The following are legal names given to the most common claims:

 

  • Negligence: failing in your 'duty of care' to your client – perhaps giving incorrect advice or making a mistake in your work
  • Intellectual property: infringing copyrights, trademarks or broadcasting rights. Includes any imitation or passing your product/service off as another’s
  • Loss of professional documents/data: includes damaged, missing or stolen software belonging to a client or business
  • Dishonesty: perhaps the most damaging claim a company has to face, such as an employee stealing money
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
How will a Randell Dorling Limited Professional Indemnity policy protect my business?

Professional indemnity insurance will offer cover for compensation you may need to pay to correct a mistake or cover any legal costs if a client claims bad service or advice. It can also cover your defence bills or any subsequent damages awarded.


If you need to claim, let us or Hiscox know as soon as possible. Prompt action could minimise the problem, or avoid unnecessary cost and distress. 


Other benefits include:

 

  • Access to Hiscox professional, experienced and customer focused claims team
  • Interest-free Direct Debit payments
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Who are IPSE?
About IPSE, the Association of Independent Professionals and the Self Employed: IPSE (formerly PCG) is the Association of Independent Professionals and the Self Employed. A not-for-profit trade association that represents the interests of all independent professionals working in the UK’s growing self-employed sector.

Why Independent Professionals join IPSE: Self-employment has grown by an astonishing 39% since 2000 and has outstripped growth in traditional employment by 3 to 1 in the last decade. With nearly 22,000 members IPSE is already the largest association of independent professionals in the EU. 

As the only Association supporting independent professionals by lobbying to Government and industry sectors, standing together as one, IPSE will be impossible to ignore.
 
For more information, please visit www.ipse.co.uk.
 
What is Insurance Premium Tax?

Insurance Premium Tax is a tax that's added to all general insurance premiums, where cover is UK based. Just as you pay VAT on regular goods, you pay Insurance Premium Tax on insurance. 

Please note that with effect from 1st June 2017, IPT will increase from 10% to 12%.

For more information please contact us on 020 7929 5454. 

To get a quote, please click here to apply online.
What should I do if I am not a member of IPSE?
Randell Dorling Limited (RDL) caters exclusively for members of The Association of Independent Professionals and the Self-Employed (IPSE). If you are not a member of the IPSE, please visit our sister company Warranty and Indemnity Limited (W&I) who will endeavour to assist with your requirements.
 
W&I will be able to offer you the same policy as RDL, and you do not need to be a member of IPSE.
 
If you have any questions, please do not hesitate to contact us on 0207 929 5454.
 
If you would like to Get a Quote from Warranty and Indemnity Limited, please click here to apply online.
What is Turnover?
Annual turnover is the gross income or revenue generated by your company in a trading year. Please provide your turnover for last 12 months inclusive of VAT. If your company is a new start up, please supply an estimated turnover for the forthcoming year. If your turnover is above £750,000 please contact us to discuss your requirements.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
What is an Any One Claim Extension?
This extension will change the Professional Indemnity limit basis to be ‘Any One Claim’, as opposed to ‘in the aggregate’ including costs and expenses, meaning the level of cover you select is the maximum you would receive for each claim or series of claims arising out of any one event, irrespective of the number of claims during a policy period.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
What is Public and Products Liability?
This insurance would indemnify the company against their legal liability as a result of death of, or bodily injury to, third parties or damage to their property arising out of the course of your business.

The standard cover provided is Worldwide excluding USA / Canada. If you would like to extend the policy to cover work carried out in the USA / Canada or under USA / Canada jurisdiction, please choose the bespoke policy options to request this extension.

Please note – Public and Products Liability cover has an excess of £250 and can only be purchased in conjunction with Professional Indemnity Insurance.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
What is Employers' Liability?
This is a statutory requirement within the United Kingdom, as detailed in The Employers' Liability (Compulsory Insurance) Regulations 1998. Failure to comply with this legal requirement constitutes trading illegally and could result in potential prosecution and considerable fine for each day the company is in breach.

Cover is provided on a legal liability basis and is for a minimum limit of GBP 5,000,000 per occurrence which is in line with the statutory minimum.
 
Please note – Employers’ Liability cover has an excess of £0 and can only be purchased in conjunction with Professional Indemnity Insurance.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
What should I do if I do not want to renew my IPSE membership?
Randell Dorling Limited (RDL) caters exclusively for members of The Association of Independent Professionals and the Self-Employed (IPSE). If you decide not to renew your IPSE membership, please let us know and we will transfer you to our sister company Warranty and Indemnity Limited (W&I) who will be able to offer you the same renewal terms as RDL.
 
W&I will also copy across your retro-active date so you can continue to have continuous cover.
 
If you have any questions, please do not hesitate to contact us on 0207 929 5454.
How do you define 'offshore'?

‘Offshore’ means from the time an Employee of the insured company embarks onto a conveyance at the point of final departure to an Offshore rig platform or support vessel until the Employee disembarks onto land upon their return from an Offshore rig platform or support vessel.

Please note that this extension to the policy is intended only to cover the principle director/employee of the company with no other employees undertaking any work offshore. If you do require cover for additional Employees, please contact us to discuss your requirements.

For more information please contact us on 020 7929 5454. 
 
To get a quote, please click here to apply online.
Do I need the USA / Canada Extension?
The standard Professional Indemnity and Public Liability policies cover work carried out Worldwide except in the USA / Canada and any legal action brought in these territories. This extension is therefore suitable for those companies who work in the USA / Canada and are governed by a USA / Canadian jurisdictions. Please note that this is only in respect to the Professional Indemnity and Public Liability sections of the policy.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
What is the Sub-Contractors Extension?
If your company uses Sub-Contractors to carry out work for your company, this extension allows those Sub-Contractors to be treated as if employees with regard to the Professional Indemnity only.
 
It is best practice to ensure all Sub-Contractors hold their own current Professional Indemnity and Liability cover also.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Retroactive cover explained?
Professional Indemnity is written on a ‘Claims Made’ basis, meaning the policy needs to be in place when a claim is made.  If a policy is allowed to lapse then no coverage is available.  In addition, retrospective cover can be purchased with the use of a “Retroactive Date” and will therefore allow any circumstance which occured after the retroactive date, assuming that the policy is still valid.
 
If you do not require Retroactive Cover we will automatically assume the Retroactive Date to be the Inception Date for all new clients.
 
If you do require Retroactive Cover, we will ask you for your desired Retroactive Date.
 
You will then be asked if you have proof of continuous Professional Indemnity cover from this Retroactive Date, up until the Inception Date of this policy.
 
If you answer yes, there will be no charge to have the desired retroactive date detailed on your policy. If you answer No, there will be a 50% additional premium applied to the annual premium of this policy to have the desired retroactive date detailed on your policy.
 
If you have any questions on this, please do not hesitate to contact us on 0207 929 5454.
 
To get a quote, please click here to apply online.
Do I need Office Contents cover?

Office equipment such as computers and office furniture can be expensive and difficult to replace, so adding office cover to your Insurance policy can give peace of mind that your office equipment is protected. 

Please note that unless otherwise endorsed your home owners policy will not cover office equipment and/or computers owned by the company.  It is more cost effective to purchase this type of insurance via your company than to endorse it onto your personal home insurance.

Please also note – Office Contents cover has an excess of £150, the cover is UK only and can only be purchased in conjunction with Professional Indemnity Insurance.

For more information please contact us on 020 7929 5454. 
 
To get a quote, please click here to apply online.
Do I need Portable Equipment cover?
This insurance offers cover for accidental loss, theft or damage to laptops, mobile phones and other portable equipment.

If cover is required above £2,500 and for the European Union or Worldwide, please choose the bespoke policy options to request this.
 
Please note – Property Away cover has an excess of £150 and can only be purchased in conjunction with Professional Indemnity Insurance.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
What is Business Interruption?

This insurance offers cover for financial loss as a result of a business interruption normally arising from a physical loss or damage to property. If you were unable to operate from your work premises Business Interruption will help you get up and running somewhere else.

Business Interruption must be bought in conjunction with either Office Contents or Portable Equipment cover and cannot be sold separately.

If cover is required above £2,500 please choose the bespoke policy options to request this.

Please note – Business Interruption cover has an excess of £0 and can only be purchased in conjunction with Professional Indemnity Insurance and Office / Portable Equipment Insurance.

For more information please contact us on 020 7929 5454. 
 
To get a quote, please click here to apply online.
What is Directors' and Officers' cover?
Directors and Officers have a duty of care to run the company in a “fit and proper” manner and it is the allegation that they have failed to do so that we are insuring under the Directors’ & Officers’ policy.  Directors and Officers with their management responsibilities have an unlimited personal liability for their actions/in actions and are not protected by the limited status of the company.
 
Claims can also be bought by clients, consumers, competitors, suppliers and government organisations. In the event of a claim, if the company were to go into liquidation, the Directors and Officers may not have the personal assets to cover the resulting liabilities and enormous defence costs, hence this insurance.
 
Please note –  Directors’ and Officers’ cover has an excess of £0 and can only be purchased in conjunction with Professional Indemnity Insurance.
 
Depending on your circumstances, this cover may not be available when applying online. If you would like to discuss this further, please do not hesitate to contact us.
What is Business HR?
Business HR are experts in providing employment advice to small businesses. This includes managing a dedicated website which offers:

•Access to the employee contracts, policies and letters you need to effectively manage your staff
•A wide range of downloadable HR and Health and Safety guides
•Free online Human Resources and Health and Safety risk assessments
•Monthly newsletters to keep you up to date on all employment issues
 
Please note - Business HR can only be purchased in conjunction with Professional Indemnity Insurance.
How should I make a claim?

Prompt action could minimise the problem, or avoid unnecessary cost and distress, meaning you should notify us as soon as you realise that a claim may be heading your way. It’s also a standard condition of all professional indemnity policies. In fact, insurers may reject a claim if they feel it could have been avoided, or at least made less damaging, by early notification.


For these reasons, let us know if you receive a complaint from a client or realise you have slipped up somewhere and can’t easily resolve the problem. Or if you receive a series of escalating complaints on a project. Or if a client withholds payment to you after a complaint. Or if you become aware of a shortcoming in your work that you can’t easily put right.

 

For all claims in the first instance please contact us at the address below;

  • 37-39 Lime Street, London, EC3M 7AY
  • 020 7929 5454

The Hiscox claims office is open 9.00 - 5.30 Monday to Friday excluding bank holidays.

Contact the Hiscox claims department on 01206 77 3776 or hicliability.claims@hiscox.com

The out of hours contact telephone number is 0800 751 3639.

What Is The Difference Between Claims Made And Claims Occurring?

For insurance policies we divide claims into two categories; first, “Claims Made” policies and second, “Occurrence Based” policies as outlined below:
 
1) Cl
aims Made Policies


It could be suggested that a Claims made Policy is a policy running in the present which pays out for claims relating to events which took place in the past!
To explain this, this is a policy, currently open, which responds to a claim against it at the time that the claim is made, regardless of when the event causing the claim took place.
So, if an event took place on 14th July 1998 which gave rise to a claim against a Claims Made Policy then to be of value that Policy must be in existence at the time the claim is made.
The sole limitation to this is that there frequently exists a Retro-active Date of Inception (RDI), which limits the earliest an insured event can have taken place.
(See NB below)

2) Occurrence Based Policies


By comparison to the above, an Occurrence based Policy could be a policy running in the past which responds to an event that took place in the past (during the period that the Policy was open).
In other words, if an event took place on 14th July 1998, which resulted in a claim in August 2005 then if the policy responding is an Occurrence based Policy then to be of value, that policy must have been in existence on 14th July 1998.
In the context of these notes, Professional Indemnity Policies are “Claims Made” policies and Employers’ Liability and Public Liability policies are “Occurrence Based” policies.

 

NB: RDI; the use of the word “inception” in insurance terms describes the first date on which the Policy is valid; the start date. Because of the nature of (in particular) Claims Made Policies, it is common practice for Insurance Companies to allow an RDI reflecting the origination of a continuous coverage. So, if a Company took its’ first coverage in June 1994 and maintained coverage until today, then a Policy incepting in June 2007 would (should) have an RDI of June 1994. In this event, the June 2007 Policy would protect the Insured against claims made now concerning an event which took place at any time after June 1994 (the RDI).

 

For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
How Does the IPSE Special Shared Aggregate Limit Work?
As a benefit of being an IPSE member, those who have bought their own minimum Professional Indemnity limit of £100,000 via Randell Dorling Limited, have access to the IPSE Special Shared Aggregate Limit. This is a separate layer of Professional Indemnity insurance which unlike the initial layer, which is exclusively for the buyer of the Policy whether it be £100,000, £250,000, £500,000 or £1million, is “shared” in the sense that it is available to all members while they remain members and during the 12 months period of their individual policy.

This “shared” layer can be used by one or more entities insured via Randell Dorling, although no one entity can collect more than £1,000,000 from this shared policy.

In the event that this £1,000,000 is exhausted by one or more claimants there is an extra £1,000,000 available. This means that for all IPSE members who insure via Randell Dorling, during any one 12 month period beginning 1st March, the maximum payment by the insurers through this shared policy is £2,000,000.

Please note that this extra layer is not available to those who have claimed under the first layer.

Aggregate means not only that no one claimant can use more than £1million, but also that should a number of claims by varying members be made, then the total between them cannot exceed £1million either.

There are occasions where because of specially agreed (usually higher) limits that this special layer is not available, this is then evidenced by an Endorsement to the Policy.

NB 1. The Special Shared Aggregate Limit as discussed above is not available if the Insured buys £2,000,000 of Professional Indemnity cover in their own name.
 
NB 2. Variation to the underlying policy may also restrict availability of the Special Shared Aggregate Limit.
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.

Partners

Home >  Partners

Our Industries

Home >  Our Industries
Administration, Secretarial and Languages
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public Liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to suffer from a work related injury or illness your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454 .
 
To get a quote, please click here to apply online.
Aviation
From aviation electricians to mechanics, working on aircraft can bring a very unique and expensive set of claims against work you may have undertaken. If something were to go wrong the consequences can be potentially very damaging, especially if they are funded out of your own pocket.

Randell Dorling provides you or your business with the protection you need if something were to go wrong. Our bespoke approach takes into account your specific requirements. Whether you are an independent consultant or a full time engineer we provide you with a level of cover that is appropriate for you.

Our tailored policies make sure that claims arising from your professional work, disputes and/or injuries to employees and potential liabilities to the public are all accounted for. Randell Dorling believe that getting insurance should be a simple process. Simply go to the homepage and click on ‘get a quote’ in the top right hand corner.  
 
For more information please contact us on 020 7929 5454 .
 
To get a quote, please click here to apply online.
Charity and Not For Profit
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Construction
Engineers working on a consultancy basis are employed for their wealth of experience in designing bespoke solutions. Engineers working in areas such as building services, electrical inspecting, heating or ventilation are at the risk of clients making claims against them, for problems with work or advice performed.
 
Claims against engineers can be made relating to a wide range of work done, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Criminal defence costs relating to any regulation or statute which applies to your business, such as the CONDAM regulations.
  • Disputes caused by your breach of a duty of care referred under the Housing Grants Construction and Regeneration Act 1996.
  • Client documents or data that are lost, stolen or damaged in your care.
 
Randell Dorling provides a combined package that caters for these exposures. We offer a Professional Indemnity, Public Liability and Employer’s Liability package that protects you and your business, should the worst happen.  
 
For more information please contact us on 020 7929 5454 .
 
To get a quote, please click here to apply online.
Consultancy and Project Management
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
 
Customer Services
Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Engineering
Engineers working on a consultancy basis are employed for their wealth of experience in designing bespoke solutions. Engineers working in areas such as building services, electrical inspecting, heating or ventilation are at the financial risk of clients making claims against them from problems with work performed for them.
 
Claims against engineers can be made relating to a wide range of facets of the work done, including:
 
  • negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work
  • criminal defence costs relating to any regulation or statute which applies to your business, such as the CONDAM regulations.
  • disputes caused by your breach of a duty of care.
  • client documents or data that are lost, stolen or damaged in your care.
 
If you work at clients sites there is also an exposure that will not be covered by your Professional Indemnity.  If during the course of your work, you accidentally cause damage to any client equipment or if a member of your clients staff or the public are injured as a result of your actions, for instance if someone trips over equipment that you are using, then you would be liable to pay for the damages suffered.  The cover for this exposure is called Public Liability and is provided as part of Randell Dorling’s combined package.
 
The final part of the combined package offered is Employers Liability and every business that employs someone is legally bound to hold this cover.
 
For more information please contact us on 020 7929 5454 .
 
To get a quote, please click here to apply online.
Fashion, Beauty and Retail
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Finance
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Forensic Practitioners and Experts
Forensic practitioners operate in an industry that is heavily reliant on advice and findings. When involved in examination, evaluation and investigation results have to be precise. Therefore when disputes occur with work done for a client the resulting litigation can be a lengthy and expensive process. From Odontologists to Anthropologists Randell Dorling can cater to the needs of your professional services.
 
Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Franchise and Home Business
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Human Resources
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Interim Managers
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
IT and Computing
There are many situations that could occur during your work as an IT Professional that could lead to an insurance claim where you would be held liable. From product development to software development claims can arise from circumstances such as:
 
  • Unintentional breach of a written contract to supply software or hardware. Breach of contract is one of the most common insurance claims in the IT industry. Such breaches are covered as standard under the Professional Indemnity policy that we offer.
  • Errors occurring in the supply and installation of certain 'deliverables' like software or hardware.
  • Negligence, where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights like copyright or trademark.
 
Professional grievances are one source of claims that an IT contractor may face on a daily basis. However, any work undertaken away from your own premises can also lead to legal proceedings. Whilst unlikely, there is always the possibility that a member of the public could be injured due to your actions.
 
In the same manner when your business grows, so does the liability you hold to your employees. If an employee was to be injured at work you are responsible. Now a legal requirement, Employer’s Liability is offered in tandem with both Professional Liability and Public Liability.
 
Randell Dorling offers a combined package that covers your business activities from Employers, Public or Professional claims. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Logistics and Transportation
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers the costs of claims made by members of the public for incidents that occur in connection with your business activities.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Management Consultantancy
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you lost, destroyed or damaged.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Marketing
Marketing professionals operate in a highly creative and exposed business environment. Representing a client’s image and/or brand can be a highly sensitive undertaking. As such there is scope for disagreement between you and your clients.
 
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Media, Publishing and Design
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to suffer from a work related injury or illness your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Medical and Health
Carers and health workers provide vital care and support to individuals within the community, however this still comes with potential risks and liabilities.
 
Randell Dorling offers a combined package that includes Professional Indemnity, Public Liability and Employer’s Liability to protect your company’s assets should the worst happen.
In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage or injury to members’ of the public or your client’s property.

Whilst every business does its best to prevent accident or injury, if an employee were to fall ill or suffer from a work related injury your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Oil and Gas
Engineers working on a consultancy basis within the Oil & Gas industry are employed for their wealth of experience in delivering industry relevant solutions. Whether the services provided are for electrical inspection, health and safety or project management, consultants run the risk of clients making claims against them for work they performed.

Claims can arise from multiple sources, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Criminal defence costs relating to any regulation or statute which applies to your business
  • Disputes caused by your breach of a duty of care.
  • Client documents that are lost, stolen or damaged in your care, including data.
Whether you work offshore or onshore there is potential for something to go wrong. Randell Dorling provide a combined package that can mitigate against all these circumstances in a single policy. We offer Professional Indemnity cover, Public and Employer’s Liability insurance that fully protects your business when something does go wrong. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Photography
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public Liability and Employer’s Liability to protect your company’s assets should the worst happen.
 
In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage in connection with members of the public or at a client's premises.

Whilst every business does its best to prevent accident or injury, if an employee were to suffer from a work related injury or illness your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Sales
Professional Indemnity insurance can protect you and your business in the event that a client finds fault with work you have done for them.
 
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public Liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage in connection with members' of the public or at a client's premises..

Whilst every business does its best to prevent accident or injury, if an employee were to suffer from a work related injury or illness your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
Training
Today’s training sector caters for a diverse demand of skills and information. Subsequently there is a need to make sure that the training you provide is suitably covered by an insurance policy that echoes the liabilities you may face. 
 
Randell Dorling caters specifically for the needs of self-employed contractors. Our objective is to provide the most comprehensive and cost-effective insurance for your business. Randell Dorling offers a combined package that includes Professional Indemnity, Public Liability and Employer’s Liability to protect your company’s assets should the worst happen.

In the event of a dispute over work you’ve provided for a client, Professional Indemnity protects your business from expensive legal costs. A Professional Indemnity claim could arise from a number of different situations, including:
  • Negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights, such as copyright or trademark.
  • The cost of restoring or replacing business documents or data if you have lost, destroyed or damaged them.
Whilst claims brought against the service your company provides are one exposure, any work undertaken at a client’s site or in proximity to the public comes with additional exposures. Public Liability Insurance covers any accidental damage in connection with a member of the public or at a client's premises.

Whilst every business does its best to prevent accident or injury, if an employee were to suffer from a work related injury or illness your company would have to pay compensation. Many businesses in the UK are legally required to have Employers’ Liability Insurance which Randell Dorling can offer alongside both Professional Indemnity and Public Liability. 
 
For more information please contact us on 020 7929 5454.
 
To get a quote, please click here to apply online.
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